Need an appraisal for an FHA-backed mortgage? Call Holly and Associates

We assure you that Holly and Associates is an FHA-approved appraisal company in California.  Holly and Associates is qualified and approved to do appraisals for FHA secured financial transactions. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

If your property loan is FHA certified, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA. What the FHA does is see to it that the loan is insured in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are built to help low-to-moderate income consumers by easing credit qualifications. Remember that the lender working with the the Federal Housing Administration is permitted to select the appraisal company with which they'll work, different from VA appraisal panel.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are invaluable to consumers with less starting capital.